diff --git a/src/views/ebiz/common/CalculatePremium.vue b/src/views/ebiz/common/CalculatePremium.vue
index 31cd8b53d..b91b0ee68 100644
--- a/src/views/ebiz/common/CalculatePremium.vue
+++ b/src/views/ebiz/common/CalculatePremium.vue
@@ -646,7 +646,8 @@ export default {
         if (trialInfo['payIntv'] == '0') {
           trialInfo['payEndYear'] = '1000'
           trialInfo['payEndYearFlag'] = 'Y'
-          if (item.mainRiskCode != 'GFRS_M0006') {
+          
+          if (item.mainRiskCode != 'GFRS_M0006' && item.mainRiskCode != 'GFRS_M0003') {
             trialInfo['insuYearFlag'] = 'Y'
           }
         }