diff --git a/src/views/ebiz/agentEenter/SignContract.vue b/src/views/ebiz/agentEenter/SignContract.vue
index 70779a21b..cd2aacd22 100644
--- a/src/views/ebiz/agentEenter/SignContract.vue
+++ b/src/views/ebiz/agentEenter/SignContract.vue
@@ -369,10 +369,9 @@ export default {
                   })
                   // const authRes = await this.fakeFaceAuth(true)
                   console.log(authRes)
-                  if (authRes.state == '1') {
+                  if (JSON.parse(authRes).state == '1') {
                     this.goUrl(code)
                   } else {
-                    this.$toast('人脸识别失败')
                     // 人脸验证失败更新faceAuthCount
                     this.faceAuthCount++
                   }
diff --git a/src/views/ebiz/claims/ApplyInfo.vue b/src/views/ebiz/claims/ApplyInfo.vue
index 6a045d917..87cc86acc 100644
--- a/src/views/ebiz/claims/ApplyInfo.vue
+++ b/src/views/ebiz/claims/ApplyInfo.vue
@@ -406,6 +406,20 @@
     <div class="bottom-btn bg-white">
       <van-button type="danger" size="large" @click="nextStep" v-no-more-click="1000">下一步</van-button>
     </div>
+
+    <!-- 短信验证弹窗 -->
+    <van-dialog v-model="isCaptchaModalShow" title="提示" show-cancel-button :before-close="onCaptchaConfirm" @cancel="onCaptchaCancel">
+      <van-cell>
+        <p class="fs14">为确保是您本人操作，短信验证码将发送至您手机号{{ encryptMobile }}，请您输入验证码以完成后续操作。</p>
+      </van-cell>
+      <van-field v-model="code" type="number" :maxlength="6" center clearable label="短信验证码" placeholder="请输入短信验证码">
+        <template #button>
+          <van-button size="small" type="danger" :disabled="countDownNum !== 0" @click="getCaptcha">{{
+            countDownNum === 0 ? '获取验证码' : countDownNum | countDownText
+          }}</van-button>
+        </template>
+      </van-field>
+    </van-dialog>
   </div>
 </template>
 
@@ -423,7 +437,7 @@ import idNoCheck from '@/assets/js/utils/idNoCheck'
 import { apply, query } from '@/api/ebiz/claims/claims'
 import { idToData } from '@/views/ebiz/customer/js/verification'
 import BankCardScan from '@/components/ebiz/sale/BankCardScan'
-import { getBankList, checkCard } from '@/api/ebiz/sale/sale'
+import { getBankList, checkCard, getAuthCode, autchCodeCheck } from '@/api/ebiz/sale/sale'
 import { getIdentityInfo, onDateConfirm, effectiveDataTypeChange } from '../sale/js/methods'
 import occupationList from '@/components/ebiz/occipation/data/occupation'
 import getAreaName from '@/assets/js/utils/get-area-name'
@@ -452,12 +466,15 @@ export default {
   },
   data() {
     return {
-      // change: '', //待修改！！
-      // OtherFeesList: [], //暂定其他费用的数组
+      cardAuthCount: 0,
+      isCaptchaModalShow: false,
+      code: '',
+      sid: '',
+      countDownNum: 0,
+      countDownTimer: null,
+      isPassedCardCheck: false,
       customerNo: '', //客户编号
       DataIndex: '', //点击客户的index，用来获取对应客户信息
-      // CustomerDetails:[],//客户详情数据
-
       currentDate: new Date(), //当前时间
       customerShowPicker: false,
       currentPopupIndex: '',
@@ -545,6 +562,14 @@ export default {
       ]
     }
   },
+  computed: {
+    encryptMobile() {
+      if (this.userInfo && this.userInfo.applyerMobile) {
+        return this.userInfo.applyerMobile.replace(/^(\d{3})\d{4}(\d{4})$/, '$1****$2')
+      }
+      return ''
+    }
+  },
   created() {
     this.getBankList()
     this.init()
@@ -562,6 +587,75 @@ export default {
     next()
   },
   methods: {
+    async getCaptcha() {
+      let data = {
+        operateType: 'appntInfoEntry',
+        type: 'H5',
+        operateCode: this.appntDTO.mobile,
+        system: 'agentApp',
+        operateCodeType: '0'
+      }
+      //获取验证码
+      try {
+        let res = await getAuthCode(data)
+        if (res.result === '0') {
+          this.$toast(res.resultMessage)
+          this.sid = res.sessionId
+          this.countDownNum = 60
+          this.countDownTimer = setInterval(() => {
+            this.countDownNum--
+            if (this.countDownNum <= 0) {
+              clearInterval(this.countDownTimer)
+              this.countDownTimer = null
+            }
+          }, 1000)
+        } else {
+          this.$toast(res.resultMessage)
+        }
+      } catch (error) {
+        console.log(error)
+        this.$toast('网络异常')
+      }
+    },
+    async onCaptchaConfirm(action, done) {
+      if (!this.sid) {
+        if (!this.isCancel) {
+          this.$toast('请先获取验证码')
+        }
+        done(false)
+        return
+      }
+      if (!this.code.trim()) {
+        done(false)
+        return this.$toast('请输入验证码')
+      }
+      try {
+        let res = await autchCodeCheck({
+          smsId: this.sid,
+          code: this.code
+        })
+        if (res.result === '0') {
+          this.isPassedCardCheck = true
+          this.save()
+        } else {
+          this.$toast(res.resultMessage)
+        }
+      } catch (error) {
+        this.$toast('网络异常')
+        console.log(error)
+      }
+      this.onCaptchaCancel()
+      done()
+    },
+    onCaptchaCancel() {
+      this.isCancel = true
+      this.isCaptchaModalShow = false
+      clearInterval(this.countDownTimer)
+      this.countDownTimer = null
+      this.countDownNum = 0
+      this.sid = ''
+      this.code = ''
+    },
     init() {
       let data = {
         slaveStatus: this.slaveStatus,
@@ -1142,9 +1236,21 @@ export default {
         }
         // 用户不再白名单内做银行卡鉴权
         else {
-          let res = await checkCard(params)
-          if (res.result != '0') {
-            return this.$toast(res.resultMessage)
+          // 没通过鉴权进行银行卡鉴权
+          if (!this.isPassedCardCheck) {
+            // 鉴权失败未达到3次调接口鉴权
+            if (this.cardAuthCount < 3) {
+              let res = await checkCard(params)
+              if (res.result != '0') {
+                this.cardAuthCount++
+                return this.$toast(res.resultMessage)
+              }
+            }
+            // 超过3次调用短信验证
+            else {
+              this.isCaptchaModalShow = true
+              return
+            }
           }
         }
       } else {
@@ -1187,6 +1293,15 @@ export default {
     //   }
     //   console.log(this.OtherFeesList)
     // }
+  },
+  filters: {
+    countDownText(val) {
+      if (isNaN(parseFloat(val))) {
+        return val
+      } else {
+        return `${val} s`
+      }
+    }
   }
 }
 </script>
diff --git a/src/views/ebiz/claims/SignatureConfirmation.vue b/src/views/ebiz/claims/SignatureConfirmation.vue
index 497d6a6bb..97cab09ea 100644
--- a/src/views/ebiz/claims/SignatureConfirmation.vue
+++ b/src/views/ebiz/claims/SignatureConfirmation.vue
@@ -178,7 +178,7 @@ export default {
         })
         console.log(this.sid, this.code)
         if (res.result === '0') {
-          this.goUrl(this.authCode)
+          this.showRead()
         } else {
           this.$toast(res.resultMessage)
         }
diff --git a/src/views/ebiz/preserve/common/HandleResult.vue b/src/views/ebiz/preserve/common/HandleResult.vue
index 643496813..77b4233be 100644
--- a/src/views/ebiz/preserve/common/HandleResult.vue
+++ b/src/views/ebiz/preserve/common/HandleResult.vue
@@ -9,17 +9,36 @@
     </div>
 
     <div class="bg-white bottom-btn"><van-button type="danger" size="large" @click="nextStep" v-no-more-click="2000">客户确认</van-button></div>
+
+    <!-- 短信验证弹窗 -->
+    <van-dialog v-model="isCaptchaModalShow" title="提示" show-cancel-button :before-close="onCaptchaConfirm" @cancel="onCaptchaCancel">
+      <van-field v-model="code" type="number" :maxlength="6" center clearable label="短信验证码" placeholder="请输入短信验证码">
+        <template #button>
+          <van-button size="small" type="danger" :disabled="countDownNum !== 0" @click="getCaptcha">{{
+            countDownNum === 0 ? '获取验证码' : countDownNum | countDownText
+          }}</van-button>
+        </template>
+      </van-field>
+    </van-dialog>
   </div>
 </template>
 
 <script>
 import utilsAge from '@/assets/js/utils/age'
-// import { getWhitelist } from '@/api/ebiz/whitelist'
+import { getAuthCode, autchCodeCheck } from '@/api/ebiz/sale/sale'
+import { getWhitelist } from '@/api/ebiz/whitelist'
 
 export default {
   name: 'HandleResult',
   data() {
     return {
+      // 人脸验证次数
+      faceAuthCount: 0,
+      isCaptchaModalShow: false,
+      code: '',
+      sid: '',
+      countDownNum: 0,
+      countDownTimer: null,
       path: '', //页面跳转路径
       srcSuccess: this.$assetsUrl + 'images/success.png',
       entry: '',
@@ -66,6 +85,72 @@ export default {
     document.getElementsByTagName('body')[0].classList.remove('bg-white')
   },
   methods: {
+    async onCaptchaConfirm(action, done) {
+      if (!this.sid) {
+        done(false)
+        return
+      }
+      if (!this.code.trim()) {
+        done(false)
+        return this.$toast('请输入验证码')
+      }
+      try {
+        let res = await autchCodeCheck({
+          smsId: this.sid,
+          code: this.code
+        })
+        console.log(this.sid, this.code)
+        if (res.result === '0') {
+          this.jumpNextPage(this.path)
+        } else {
+          this.$toast(res.resultMessage)
+        }
+      } catch (error) {
+        this.$toast('网络异常')
+        console.log(error)
+      }
+      this.onCaptchaCancel()
+      done()
+    },
+    onCaptchaCancel() {
+      this.isCaptchaModalShow = false
+      clearInterval(this.countDownTimer)
+      this.countDownTimer = null
+      this.countDownNum = 0
+      this.sid = ''
+      this.code = ''
+    },
+    async getCaptcha() {
+      let data = {
+        operateType: 'appntInfoEntry',
+        type: 'H5',
+        operateCode: this.agentInfo.mobile,
+        system: 'agentApp',
+        operateCodeType: '0'
+      }
+      //获取验证码
+      try {
+        let res = await getAuthCode(data)
+        console.log(res)
+        if (res.result === '0') {
+          this.$toast(res.resultMessage)
+          this.sid = res.sessionId
+          this.countDownNum = 60
+          this.countDownTimer = setInterval(() => {
+            this.countDownNum--
+            if (this.countDownNum <= 0) {
+              clearInterval(this.countDownTimer)
+              this.countDownTimer = null
+            }
+          }, 1000)
+        } else {
+          this.$toast(res.resultMessage)
+        }
+      } catch (error) {
+        console.log(error)
+        this.$toast('网络异常')
+      }
+    },
     nextStep() {
       if (this.entry != 'BC') {
         // 如果 保全项不是 受益人变更、则 在证件类型为身份证时 直接接入人脸识别
@@ -122,34 +207,33 @@ export default {
       })
     },
     async toFace(config) {
-      // const res = await getWhitelist({
-      //   idNo: this.customerInfo.idNo,
-      //   name: this.customerInfo.customerName,
-      //   whiteType: 'edor_face_show'
-      // })
-      // if (res.result === '0') {
-      //   // 用户在白名单内
-      //   if (res.content && res.content.length) {
-      //     this.jumpNextPage(this.path)
-      //     return
-      //   }
-      // } else {
-      //   this.$toast(res.resultMessage)
-      // }
-      // eslint-disable-next-line no-undef
-      // EWebBridge.webCallAppInJs('face_auth', config) //启用人脸识别
-      // 跳过人脸识别
-      new Promise(resolve => {
-        console.log('--跳过人脸识别--返回识别成功')
-        resolve(JSON.stringify({ state: '1' }))
-      }).then(data => {
-        if (JSON.parse(data).state == '1') {
+      const res = await getWhitelist({
+        idNo: this.customerInfo.idNo,
+        name: this.customerInfo.customerName,
+        whiteType: 'edor_face_show'
+      })
+      if (res.result === '0') {
+        // 用户在白名单内
+        if (res.content && res.content.length) {
+          this.jumpNextPage(this.path)
+          return
+        }
+      } else {
+        this.$toast(res.resultMessage)
+      }
+      if (this.faceAuthCount < 3) {
+        // eslint-disable-next-line no-undef
+        const authRes = await EWebBridge.webCallAppInJs('face_auth', config)
+        if (JSON.parse(authRes).state == '1') {
           this.jumpNextPage(this.path)
         } else {
           // eslint-disable-next-line no-undef
           EWebBridge.webCallAppInJs('webview_toast', '人脸检测失败')
+          this.faceAuthCount++
         }
-      })
+      } else {
+        this.isCaptchaModalShow = true
+      }
     }
   }
 }
diff --git a/src/views/ebiz/preserve/ct/SurrenderInfo.vue b/src/views/ebiz/preserve/ct/SurrenderInfo.vue
index 779421761..6170c6734 100644
--- a/src/views/ebiz/preserve/ct/SurrenderInfo.vue
+++ b/src/views/ebiz/preserve/ct/SurrenderInfo.vue
@@ -120,6 +120,20 @@
     </div>
     <!-- 银行卡扫描 -->
     <BankCardScan :scanShow="isScan" :clear="false" @getScanInfo="getBankCardInfo"></BankCardScan>
+
+    <!-- 短信验证弹窗 -->
+    <van-dialog v-model="isCaptchaModalShow" title="提示" show-cancel-button :before-close="onCaptchaConfirm" @cancel="onCaptchaCancel">
+      <van-cell>
+        <p class="fs14">为确保是您本人操作，短信验证码将发送至您手机号{{ encryptMobile }}，请您输入验证码以完成后续操作。</p>
+      </van-cell>
+      <van-field v-model="code" type="number" :maxlength="6" center clearable label="短信验证码" placeholder="请输入短信验证码">
+        <template #button>
+          <van-button size="small" type="danger" :disabled="countDownNum !== 0" @click="getCaptcha">{{
+            countDownNum === 0 ? '获取验证码' : countDownNum | countDownText
+          }}</van-button>
+        </template>
+      </van-field>
+    </van-dialog>
   </div>
 </template>
 
@@ -127,7 +141,7 @@
 import { Field, Cell, CellGroup, Popup, Row, Col, Picker, Area } from 'vant'
 import BankCardScan from '@/components/ebiz/sale/BankCardScan'
 import { policyInfo, trial, changeEdor } from '@/api/ebiz/preserve/preserve'
-import { getBankList, checkCard } from '@/api/ebiz/sale/sale'
+import { getBankList, checkCard, getAuthCode, autchCodeCheck } from '@/api/ebiz/sale/sale'
 import dataDic from '../js/data-dictionary.js'
 import filters from '@/views/ebiz/preserve/filters'
 import getAreaName from '@/views/ebiz/preserve/js/utils/get-area-name'
@@ -149,6 +163,13 @@ export default {
   },
   data() {
     return {
+      cardAuthCount: 0,
+      isCaptchaModalShow: false,
+      code: '',
+      sid: '',
+      countDownNum: 0,
+      countDownTimer: null,
+      isPassedCardCheck: false,
       valueKey: '',
       popupShow: false,
       pickerType: '',
@@ -200,6 +221,14 @@ export default {
       }
     }
   },
+  computed: {
+    encryptMobile() {
+      if (this.customerInfo && this.customerInfo.customerMobile) {
+        return this.customerInfo.customerMobile.replace(/^(\d{3})\d{4}(\d{4})$/, '$1****$2')
+      }
+      return ''
+    }
+  },
   created() {
     this.customerInfo = JSON.parse(localStorage['preserve-customerInfo']) //客户详情
     this.policy = JSON.parse(localStorage['preserve-policy'])
@@ -217,9 +246,85 @@ export default {
   },
   filters: {
     idToText: filters.idToText,
-    amtFormat1: filters.amtFormat1
+    amtFormat1: filters.amtFormat1,
+    countDownText(val) {
+      if (isNaN(parseFloat(val))) {
+        return val
+      } else {
+        return `${val} s`
+      }
+    }
   },
   methods: {
+    async getCaptcha() {
+      let data = {
+        operateType: 'appntInfoEntry',
+        type: 'H5',
+        operateCode: this.customerInfo.customerMobile,
+        system: 'agentApp',
+        operateCodeType: '0'
+      }
+      //获取验证码
+      try {
+        let res = await getAuthCode(data)
+        if (res.result === '0') {
+          this.$toast(res.resultMessage)
+          this.sid = res.sessionId
+          this.countDownNum = 60
+          this.countDownTimer = setInterval(() => {
+            this.countDownNum--
+            if (this.countDownNum <= 0) {
+              clearInterval(this.countDownTimer)
+              this.countDownTimer = null
+            }
+          }, 1000)
+        } else {
+          this.$toast(res.resultMessage)
+        }
+      } catch (error) {
+        console.log(error)
+        this.$toast('网络异常')
+      }
+    },
+    async onCaptchaConfirm(action, done) {
+      if (!this.sid) {
+        if (!this.isCancel) {
+          this.$toast('请先获取验证码')
+        }
+        done(false)
+        return
+      }
+      if (!this.code.trim()) {
+        done(false)
+        return this.$toast('请输入验证码')
+      }
+      try {
+        let res = await autchCodeCheck({
+          smsId: this.sid,
+          code: this.code
+        })
+        if (res.result === '0') {
+          this.isPassedCardCheck = true
+          this.nextStep()
+        } else {
+          this.$toast(res.resultMessage)
+        }
+      } catch (error) {
+        this.$toast('网络异常')
+        console.log(error)
+      }
+      this.onCaptchaCancel()
+      done()
+    },
+    onCaptchaCancel() {
+      this.isCancel = true
+      this.isCaptchaModalShow = false
+      clearInterval(this.countDownTimer)
+      this.countDownTimer = null
+      this.countDownNum = 0
+      this.sid = ''
+      this.code = ''
+    },
     //获取试算信息
     getTrial(data) {
       return new Promise((resolve, reject) => {
@@ -452,10 +557,22 @@ export default {
           }
           // 用户不再白名单内做银行卡鉴权
           else {
-            let res = await checkCard(params)
-            this.$toast.clear()
-            if (res.result != '0') {
-              return this.$toast(res.resultMessage)
+            // 没通过鉴权进行银行卡鉴权
+            if (!this.isPassedCardCheck) {
+              // 鉴权失败未达到3次调接口鉴权
+              if (this.cardAuthCount < 3) {
+                let res = await checkCard(params)
+                this.$toast.clear()
+                if (res.result != '0') {
+                  this.cardAuthCount++
+                  return this.$toast(res.resultMessage)
+                }
+              }
+              // 超过3次调用短信验证
+              else {
+                this.isCaptchaModalShow = true
+                return
+              }
             }
           }
         } else {
diff --git a/src/views/ebiz/preserve/pc/RenewalInfo.vue b/src/views/ebiz/preserve/pc/RenewalInfo.vue
index 8f9fd6d94..7aa85cd1a 100644
--- a/src/views/ebiz/preserve/pc/RenewalInfo.vue
+++ b/src/views/ebiz/preserve/pc/RenewalInfo.vue
@@ -86,6 +86,20 @@
         <p class="p15 pb20 fs14 text-center">该客户涉及到的所有保单相应信息将变更</p>
       </van-dialog>
     </div>
+
+    <!-- 短信验证弹窗 -->
+    <van-dialog v-model="isCaptchaModalShow" title="提示" show-cancel-button :before-close="onCaptchaConfirm" @cancel="onCaptchaCancel">
+      <van-cell>
+        <p class="fs14">为确保是您本人操作，短信验证码将发送至您手机号{{ encryptMobile }}，请您输入验证码以完成后续操作。</p>
+      </van-cell>
+      <van-field v-model="code" type="number" :maxlength="6" center clearable label="短信验证码" placeholder="请输入短信验证码">
+        <template #button>
+          <van-button size="small" type="danger" :disabled="countDownNum !== 0" @click="getCaptcha">{{
+            countDownNum === 0 ? '获取验证码' : countDownNum | countDownText
+          }}</van-button>
+        </template>
+      </van-field>
+    </van-dialog>
   </div>
 </template>
 
@@ -93,7 +107,7 @@
 import { Field, Collapse, CollapseItem, Area, Picker, Cell, CellGroup, Dialog, Popup, List } from 'vant'
 import BankCardScan from '@/components/ebiz/sale/BankCardScan'
 import { changeEdor } from '@/api/ebiz/preserve/preserve'
-import { getBankList, checkCard } from '@/api/ebiz/sale/sale'
+import { getBankList, checkCard, getAuthCode, autchCodeCheck } from '@/api/ebiz/sale/sale'
 import filters from '@/views/ebiz/preserve/filters'
 import getAreaName from '@/views/ebiz/preserve/js/utils/get-area-name'
 import areaList from '@/views/ebiz/preserve/js/utils/area'
@@ -117,6 +131,13 @@ export default {
   },
   data() {
     return {
+      cardAuthCount: 0,
+      isCaptchaModalShow: false,
+      code: '',
+      sid: '',
+      countDownNum: 0,
+      countDownTimer: null,
+      isPassedCardCheck: false,
       dialogShow: true, //信息变更弹窗是否显示
       valueKey: '',
       pickerType: '',
@@ -139,17 +160,15 @@ export default {
       customerInfo: JSON.parse(localStorage.getItem('preserve-customerInfo'))
     }
   },
+  computed: {
+    encryptMobile() {
+      if (this.customerInfo && this.customerInfo.customerMobile) {
+        return this.customerInfo.customerMobile.replace(/^(\d{3})\d{4}(\d{4})$/, '$1****$2')
+      }
+      return ''
+    }
+  },
   created() {
-    /*
-    this.getPolicyList({
-      customerNo: this.customerInfo.customerNo,
-      edorType: 'PC', //续期账号变更
-      idno: this.customerInfo.idNo,
-      mobile: this.customerInfo.customerMobile,
-      name: this.customerInfo.customerName
-    })
-      */
-    // this.list = this.$store.getters.getPcPolicyInfo
     this.getBank()
   },
   mounted() {
@@ -157,6 +176,75 @@ export default {
     window.appCallBack = this.appCallBack
   },
   methods: {
+    async getCaptcha() {
+      let data = {
+        operateType: 'appntInfoEntry',
+        type: 'H5',
+        operateCode: this.customerInfo.customerMobile,
+        system: 'agentApp',
+        operateCodeType: '0'
+      }
+      //获取验证码
+      try {
+        let res = await getAuthCode(data)
+        if (res.result === '0') {
+          this.$toast(res.resultMessage)
+          this.sid = res.sessionId
+          this.countDownNum = 60
+          this.countDownTimer = setInterval(() => {
+            this.countDownNum--
+            if (this.countDownNum <= 0) {
+              clearInterval(this.countDownTimer)
+              this.countDownTimer = null
+            }
+          }, 1000)
+        } else {
+          this.$toast(res.resultMessage)
+        }
+      } catch (error) {
+        console.log(error)
+        this.$toast('网络异常')
+      }
+    },
+    async onCaptchaConfirm(action, done) {
+      if (!this.sid) {
+        if (!this.isCancel) {
+          this.$toast('请先获取验证码')
+        }
+        done(false)
+        return
+      }
+      if (!this.code.trim()) {
+        done(false)
+        return this.$toast('请输入验证码')
+      }
+      try {
+        let res = await autchCodeCheck({
+          smsId: this.sid,
+          code: this.code
+        })
+        if (res.result === '0') {
+          this.isPassedCardCheck = true
+          this.change()
+        } else {
+          this.$toast(res.resultMessage)
+        }
+      } catch (error) {
+        this.$toast('网络异常')
+        console.log(error)
+      }
+      this.onCaptchaCancel()
+      done()
+    },
+    onCaptchaCancel() {
+      this.isCancel = true
+      this.isCaptchaModalShow = false
+      clearInterval(this.countDownTimer)
+      this.countDownTimer = null
+      this.countDownNum = 0
+      this.sid = ''
+      this.code = ''
+    },
     //弹框选择
     toSelect(valueKey) {
       this.bankPopup = true
@@ -340,10 +428,22 @@ export default {
         }
         // 用户不再白名单内做银行卡鉴权
         else {
-          let res = await checkCard(params)
-          this.$toast.clear()
-          if (res.result != '0') {
-            return this.$toast(res.resultMessage)
+          // 没通过鉴权进行银行卡鉴权
+          if (!this.isPassedCardCheck) {
+            // 鉴权失败未达到3次调接口鉴权
+            if (this.cardAuthCount < 3) {
+              let res = await checkCard(params)
+              this.$toast.clear()
+              if (res.result != '0') {
+                this.cardAuthCount++
+                return this.$toast(res.resultMessage)
+              }
+            }
+            // 超过3次调用短信验证
+            else {
+              this.isCaptchaModalShow = true
+              return
+            }
           }
         }
       } else {
@@ -417,7 +517,14 @@ export default {
     }
   },
   filters: {
-    idToText: filters.idToText
+    idToText: filters.idToText,
+    countDownText(val) {
+      if (isNaN(parseFloat(val))) {
+        return val
+      } else {
+        return `${val} s`
+      }
+    }
   }
 }
 </script>
diff --git a/src/views/ebiz/preserve/wt/WSurrenderInfo.vue b/src/views/ebiz/preserve/wt/WSurrenderInfo.vue
index 51de2871d..c18a3e5eb 100644
--- a/src/views/ebiz/preserve/wt/WSurrenderInfo.vue
+++ b/src/views/ebiz/preserve/wt/WSurrenderInfo.vue
@@ -120,6 +120,20 @@
     </div>
     <!-- 银行卡扫描 -->
     <BankCardScan :scanShow="isScan" :clear="false" @getScanInfo="getBankCardInfo"></BankCardScan>
+
+    <!-- 短信验证弹窗 -->
+    <van-dialog v-model="isCaptchaModalShow" title="提示" show-cancel-button :before-close="onCaptchaConfirm" @cancel="onCaptchaCancel">
+      <van-cell>
+        <p class="fs14">为确保是您本人操作，短信验证码将发送至您手机号{{ encryptMobile }}，请您输入验证码以完成后续操作。</p>
+      </van-cell>
+      <van-field v-model="code" type="number" :maxlength="6" center clearable label="短信验证码" placeholder="请输入短信验证码">
+        <template #button>
+          <van-button size="small" type="danger" :disabled="countDownNum !== 0" @click="getCaptcha">{{
+            countDownNum === 0 ? '获取验证码' : countDownNum | countDownText
+          }}</van-button>
+        </template>
+      </van-field>
+    </van-dialog>
   </div>
 </template>
 
@@ -127,7 +141,7 @@
 import { Field, Cell, CellGroup, Popup, Row, Col, Picker, Area } from 'vant'
 import BankCardScan from '@/components/ebiz/sale/BankCardScan'
 import { policyInfo, trial, changeEdor } from '@/api/ebiz/preserve/preserve'
-import { getBankList, checkCard } from '@/api/ebiz/sale/sale'
+import { getBankList, checkCard, getAuthCode, autchCodeCheck } from '@/api/ebiz/sale/sale'
 import dataDic from '../js/data-dictionary.js'
 import filters from '@/views/ebiz/preserve/filters'
 import getAreaName from '@/views/ebiz/preserve/js/utils/get-area-name'
@@ -149,6 +163,13 @@ export default {
   },
   data() {
     return {
+      cardAuthCount: 0,
+      isCaptchaModalShow: false,
+      code: '',
+      sid: '',
+      countDownNum: 0,
+      countDownTimer: null,
+      isPassedCardCheck: false,
       valueKey: '',
       popupShow: false,
       pickerType: '',
@@ -197,6 +218,14 @@ export default {
       }
     }
   },
+  computed: {
+    encryptMobile() {
+      if (this.customerInfo && this.customerInfo.customerMobile) {
+        return this.customerInfo.customerMobile.replace(/^(\d{3})\d{4}(\d{4})$/, '$1****$2')
+      }
+      return ''
+    }
+  },
   created() {
     this.customerInfo = JSON.parse(localStorage['preserve-customerInfo']) //客户详情
     this.policy = JSON.parse(localStorage['preserve-policy'])
@@ -217,6 +246,75 @@ export default {
     amtFormat1: filters.amtFormat1
   },
   methods: {
+    async getCaptcha() {
+      let data = {
+        operateType: 'appntInfoEntry',
+        type: 'H5',
+        operateCode: this.customerInfo.customerMobile,
+        system: 'agentApp',
+        operateCodeType: '0'
+      }
+      //获取验证码
+      try {
+        let res = await getAuthCode(data)
+        if (res.result === '0') {
+          this.$toast(res.resultMessage)
+          this.sid = res.sessionId
+          this.countDownNum = 60
+          this.countDownTimer = setInterval(() => {
+            this.countDownNum--
+            if (this.countDownNum <= 0) {
+              clearInterval(this.countDownTimer)
+              this.countDownTimer = null
+            }
+          }, 1000)
+        } else {
+          this.$toast(res.resultMessage)
+        }
+      } catch (error) {
+        console.log(error)
+        this.$toast('网络异常')
+      }
+    },
+    async onCaptchaConfirm(action, done) {
+      if (!this.sid) {
+        if (!this.isCancel) {
+          this.$toast('请先获取验证码')
+        }
+        done(false)
+        return
+      }
+      if (!this.code.trim()) {
+        done(false)
+        return this.$toast('请输入验证码')
+      }
+      try {
+        let res = await autchCodeCheck({
+          smsId: this.sid,
+          code: this.code
+        })
+        if (res.result === '0') {
+          this.isPassedCardCheck = true
+          this.nextStep()
+        } else {
+          this.$toast(res.resultMessage)
+        }
+      } catch (error) {
+        this.$toast('网络异常')
+        console.log(error)
+      }
+      this.onCaptchaCancel()
+      done()
+    },
+    onCaptchaCancel() {
+      this.isCancel = true
+      this.isCaptchaModalShow = false
+      clearInterval(this.countDownTimer)
+      this.countDownTimer = null
+      this.countDownNum = 0
+      this.sid = ''
+      this.code = ''
+    },
     //获取试算信息
     getTrial(data) {
       return new Promise((resolve, reject) => {
@@ -447,10 +545,22 @@ export default {
           }
           // 用户不再白名单内做银行卡鉴权
           else {
-            let res = await checkCard(params)
-            this.$toast.clear()
-            if (res.result != '0') {
-              return this.$toast(res.resultMessage)
+            // 没通过鉴权进行银行卡鉴权
+            if (!this.isPassedCardCheck) {
+              // 鉴权失败未达到3次调接口鉴权
+              if (this.cardAuthCount < 3) {
+                let res = await checkCard(params)
+                this.$toast.clear()
+                if (res.result != '0') {
+                  this.cardAuthCount++
+                  return this.$toast(res.resultMessage)
+                }
+              }
+              // 超过3次调用短信验证
+              else {
+                this.isCaptchaModalShow = true
+                return
+              }
             }
           }
         } else {
diff --git a/src/views/ebiz/sale/AccountInformation.vue b/src/views/ebiz/sale/AccountInformation.vue
index 19ad2cde5..464160472 100644
--- a/src/views/ebiz/sale/AccountInformation.vue
+++ b/src/views/ebiz/sale/AccountInformation.vue
@@ -135,12 +135,26 @@
         @cancel="isAreaListShow = false"
       />
     </van-popup>
+
+    <!-- 短信验证弹窗 -->
+    <van-dialog v-model="isCaptchaModalShow" title="提示" show-cancel-button :before-close="onCaptchaConfirm" @cancel="onCaptchaCancel">
+      <van-cell>
+        <p class="fs14">为确保是您本人操作，短信验证码将发送至您手机号{{ encryptMobile }}，请您输入验证码以完成后续操作。</p>
+      </van-cell>
+      <van-field v-model="code" type="number" :maxlength="6" center clearable label="短信验证码" placeholder="请输入短信验证码">
+        <template #button>
+          <van-button size="small" type="danger" :disabled="countDownNum !== 0" @click="getCaptcha">{{
+            countDownNum === 0 ? '获取验证码' : countDownNum | countDownText
+          }}</van-button>
+        </template>
+      </van-field>
+    </van-dialog>
   </div>
 </template>
 
 <script>
 import { Cell, CellGroup, Field, RadioGroup, Radio, Popup, List, Switch, Toast, SwitchCell, Icon, Area } from 'vant'
-import { saveInformation, getOrderDetail, checkCard } from '@/api/ebiz/sale/sale'
+import { saveInformation, getOrderDetail, checkCard, getAuthCode, autchCodeCheck } from '@/api/ebiz/sale/sale'
 import utilsAge from '@/assets/js/utils/age'
 import BankCardScan from '@/components/ebiz/sale/BankCardScan'
 import IndexBar from '@/components/ebiz/sale/IndexBar'
@@ -150,6 +164,14 @@ import { getWhitelist } from '@/api/ebiz/whitelist'
 export default {
   data() {
     return {
+      cardAuthCount: 0,
+      isCaptchaModalShow: false,
+      code: '',
+      sid: '',
+      countDownNum: 0,
+      countDownTimer: null,
+      isPassedCardCheck: false,
+      isCancel: false,
       inputShow: true, //模糊查询功能
       islistShow: false, //选择银行弹窗
       // 选中后传给后端的投保人或者被保险人名字
@@ -202,6 +224,75 @@ export default {
     }
   },
   methods: {
+    async getCaptcha() {
+      let data = {
+        operateType: 'appntInfoEntry',
+        type: 'H5',
+        operateCode: this.appntDTO.mobile,
+        system: 'agentApp',
+        operateCodeType: '0'
+      }
+      //获取验证码
+      try {
+        let res = await getAuthCode(data)
+        if (res.result === '0') {
+          this.$toast(res.resultMessage)
+          this.sid = res.sessionId
+          this.countDownNum = 60
+          this.countDownTimer = setInterval(() => {
+            this.countDownNum--
+            if (this.countDownNum <= 0) {
+              clearInterval(this.countDownTimer)
+              this.countDownTimer = null
+            }
+          }, 1000)
+        } else {
+          this.$toast(res.resultMessage)
+        }
+      } catch (error) {
+        console.log(error)
+        this.$toast('网络异常')
+      }
+    },
+    async onCaptchaConfirm(action, done) {
+      if (!this.sid) {
+        if (!this.isCancel) {
+          this.$toast('请先获取验证码')
+        }
+        done(false)
+        return
+      }
+      if (!this.code.trim()) {
+        done(false)
+        return this.$toast('请输入验证码')
+      }
+      try {
+        let res = await autchCodeCheck({
+          smsId: this.sid,
+          code: this.code
+        })
+        if (res.result === '0') {
+          this.isPassedCardCheck = true
+          this.next()
+        } else {
+          this.$toast(res.resultMessage)
+        }
+      } catch (error) {
+        this.$toast('网络异常')
+        console.log(error)
+      }
+      this.onCaptchaCancel()
+      done()
+    },
+    onCaptchaCancel() {
+      this.isCancel = true
+      this.isCaptchaModalShow = false
+      clearInterval(this.countDownTimer)
+      this.countDownTimer = null
+      this.countDownNum = 0
+      this.sid = ''
+      this.code = ''
+    },
     areaSelect() {
       this.isAreaListShow = true
       this.$refs['areaSelect'].reset('450000')
@@ -348,7 +439,7 @@ export default {
           bankNo: this.bankId,
           whiteType: 'sale_bank_check'
         })
-        console.log(whiteRes)
+        console.log('白名单查询结果: ', whiteRes)
 
         if (whiteRes.result === '0') {
           // 用户在白名单内
@@ -357,17 +448,28 @@ export default {
           }
           // 用户不再白名单内做银行卡鉴权
           else {
-            this.$toast.loading({
-              duration: 0, // 持续展示 toast
-              forbidClick: true, // 禁用背景点击
-              loadingType: 'spinner',
-              message: '加载中……'
-            })
-            let res = await checkCard(cardData)
-            console.log(res)
-            this.$toast.clear()
-            if (res.result !== '0') {
-              return this.$toast(res.resultMessage)
+            if (!this.isPassedCardCheck) {
+              // 鉴权次数未达到3次
+              if (this.cardAuthCount < 3) {
+                this.$toast.loading({
+                  duration: 0, // 持续展示 toast
+                  forbidClick: true, // 禁用背景点击
+                  loadingType: 'spinner',
+                  message: '加载中……'
+                })
+                let res = await checkCard(cardData)
+                this.$toast.clear()
+                if (res.result !== '0') {
+                  this.cardAuthCount++
+                  return this.$toast(res.resultMessage)
+                }
+              }
+              // 鉴权次数达到3次
+              else {
+                this.isCaptchaModalShow = true
+                this.isCancel = false
+                return
+              }
             }
           }
         } else {
@@ -608,6 +710,12 @@ export default {
     listenChange() {
       const { bankId, bank } = this
       return { bankId, bank }
+    },
+    encryptMobile() {
+      if (this.appntDTO && this.appntDTO.mobile) {
+        return this.appntDTO.mobile.replace(/^(\d{3})\d{4}(\d{4})$/, '$1****$2')
+      }
+      return ''
     }
   },
   watch: {
@@ -625,6 +733,15 @@ export default {
       }
     }
   },
+  filters: {
+    countDownText(val) {
+      if (isNaN(parseFloat(val))) {
+        return val
+      } else {
+        return `${val} s`
+      }
+    }
+  },
   components: {
     [Cell.name]: Cell,
     [CellGroup.name]: CellGroup,