diff --git a/src/views/ebiz/sale/InsuredInfo.vue b/src/views/ebiz/sale/InsuredInfo.vue
index ff3f8fe57..5d4368bfb 100644
--- a/src/views/ebiz/sale/InsuredInfo.vue
+++ b/src/views/ebiz/sale/InsuredInfo.vue
@@ -261,6 +261,7 @@
               placeholder="请选择"
               v-validate="'required'"
               @click="toSelect('8')"
+              v-if="branchType != '14'"
       />
       <van-field
               v-show="isShowOthenSalarySource"
@@ -290,6 +291,7 @@
               v-validate="'required|onlyNumber'"
               clearable
               maxlength="5"
+              v-if="branchType != '14'"
       >
         <div slot="label" class="flex flex-wrap">
           <span>负债金额</span>
@@ -1253,7 +1255,7 @@
         }
         this.userInfo.occupationCode = data.occupationCode //职业类别编码
         this.userInfo.occupationName = data.occupationName //职业类别名称
-        this.userInfo.salarySource = data.salarySource //收入来源
+        this.userInfo.salarySource = this.branchType == '14' ? '' : data.salarySource //收入来源
         this.userInfo.otherSalarySource = data.otherSalarySource // 其他收入来源
         this.userInfo.lifeGrade = data.lifeGrade //寿险等级
         this.userInfo.healthGrade = data.healthGrade //健康等级
@@ -1269,7 +1271,7 @@
         this.setCustomerMarriage(data.marryStatus)
         // this.userInfo.familyAnnualIncome = data.familyAnnualIncome //家庭年收入
         this.userInfo.email = data.email //电子邮箱
-        this.userInfo.liabilitiesMoney = data.liabilitiesMoney //负债金额
+        this.userInfo.liabilitiesMoney = this.branchType == '14' ? '' : data.liabilitiesMoney //负债金额
         // this.userInfo.companyProvince = data.companyProvince //单位省
         // this.userInfo.companyCity = data.companyCity //单位市
         // this.userInfo.companyArea = data.companyArea //单位区
@@ -1475,7 +1477,7 @@
             this.userInfo.workcompany = '无'
           }
 
-          if (this.userInfo.salarySource == '4') {
+          if (this.userInfo.salarySource == '4' && this.branchType != '14') {
             if (!this.userInfo.otherSalarySource) {
               return this.$toast('请输入其它收入来源')
             }
diff --git a/src/views/ebiz/sale/InsuredPerson.vue b/src/views/ebiz/sale/InsuredPerson.vue
index 310f5c769..f99a38f81 100644
--- a/src/views/ebiz/sale/InsuredPerson.vue
+++ b/src/views/ebiz/sale/InsuredPerson.vue
@@ -275,6 +275,7 @@
               placeholder="请选择"
               v-validate="'required'"
               @click="toSelect('9')"
+              v-if="branchType != '14'"
       />
       <van-field
               v-show="isShowOthenSalarySource"
@@ -306,6 +307,7 @@
               clearable
               maxlength="5"
               :readonly="isAppnt"
+              v-if="branchType != '14'"
       >
         <div slot="label" class="flex flex-wrap"><span>负债金额</span><span>（万元）</span></div>
       </van-field>
@@ -1176,10 +1178,10 @@
               this.effectiveDateTypeAble = age <= 45
             } else {
               if (age < 16) {
-                this.userInfo.salarySource = 4
+                this.userInfo.salarySource = this.branchType == '14' ?  null : 4
                 this.userInfo.otherSalarySource = '无'
                 this.userInfo.averageAnnualIncome = '0'
-                this.userInfo.liabilitiesMoney = '0'
+                this.userInfo.liabilitiesMoney = this.branchType == '14' ? '' : '0'
               }
             }
             if (this.userInfo.certificateValidate && !this.userInfo.certiexpiredate) {
@@ -1289,7 +1291,7 @@
         }
         this.userInfo.occupationCode = data.occupationCode //职业类别编码
         this.userInfo.occupationName = data.occupationName //职业类别名称
-        this.userInfo.salarySource = data.salarySource //收入来源
+        this.userInfo.salarySource = this.branchType == '14' ?  null : data.salarySource //收入来源
         this.userInfo.otherSalarySource = data.otherSalarySource // 其他收入来源
         this.userInfo.lifeGrade = data.lifeGrade //寿险等级
         this.userInfo.healthGrade = data.healthGrade //健康等级
@@ -1305,7 +1307,7 @@
         this.setCustomerMarriage(data.marryStatus)
         // this.userInfo.familyAnnualIncome = data.familyAnnualIncome //家庭年收入
         // this.userInfo.email = data.email //电子邮箱
-        this.userInfo.liabilitiesMoney = data.liabilitiesMoney //负债金额
+        this.userInfo.liabilitiesMoney = this.branchType == '14' ? '' : data.liabilitiesMoney //负债金额
         // this.userInfo.companyProvince = data.companyProvince //单位省
         // this.userInfo.companyCity = data.companyCity //单位市
         // this.userInfo.companyArea = data.companyArea //单位区
@@ -1650,7 +1652,7 @@
             return this.$toast('0-7岁未成年人须由其父母投保，请确定')
           }
 
-          if (this.userInfo.salarySource == '4') {
+          if (this.userInfo.salarySource == '4' && this.branchType != '14') {
             if (!this.userInfo.otherSalarySource) {
               return this.$toast('请输入其它收入来源')
             }
@@ -2004,10 +2006,10 @@
         }
         if (!from) {
           if (idToData(val).age < 16) {
-            this.userInfo.salarySource = 4
+            this.userInfo.salarySource = this.branchType == '14' ? null : 4
             this.userInfo.otherSalarySource = '无'
             this.userInfo.averageAnnualIncome = '0'
-            this.userInfo.liabilitiesMoney = '0'
+            this.userInfo.liabilitiesMoney = this.branchType == '14' ? '' : '0'
           } else {
             this.userInfo.salarySource = ''
             this.userInfo.averageAnnualIncome = ''
diff --git a/src/views/ebiz/sale/readDocuments.vue b/src/views/ebiz/sale/readDocuments.vue
index 5e933e5d0..9bded5d1e 100644
--- a/src/views/ebiz/sale/readDocuments.vue
+++ b/src/views/ebiz/sale/readDocuments.vue
@@ -8,15 +8,20 @@
         <van-icon v-if="index != fileList.length - 1" name="arrow" style="margin: 0px 5px;"/>
       </p>
     </div>
-    <van-notice-bar :scrollable='false' v-if='!Time' class='notice'>
+    <!-- 普通渠道的读秒提示 -->
+    <van-notice-bar :scrollable='false' v-if='branchType != "14" && !Time' class='notice'>
       {{ `提示：阅读时长需在${this.Time ? this.time : this.number}秒以上` }}
     </van-notice-bar>
-    <div id="pdf" style="overflow: scroll;background: #eee;" :style="[{height:isPreview ? '100vh' : '75vh'}]">
+    <div id="pdf" style="overflow: scroll;background: #eee;" :style="[{height:isPreview ? '100vh' : '75vh'}]" @scroll="handleScroll">
       <div id="pdfH5ID"></div>
+      <!-- 银保渠道右侧标注提示 -->
+      <div v-if='branchType == "14" && !isScrollToBottom' class='scroll-tip'>
+        请下滑至底部完成阅读
+      </div>
     </div>
     <div style="height: 20vh;" v-if="!isPreview">
       <van-radio-group v-model='radio' class='pb10 pt10 pl10 fs20'>
-        <van-radio name='1' @click='click'>
+        <van-radio name='1' @click='click' :disabled="branchType == '14' && !isScrollToBottom">
           本人确认已阅读<span>{{documentName}}</span>
         </van-radio>
       </van-radio-group>
@@ -63,6 +68,10 @@
         chaoluButtonDisabled: true,
         chaoluStatus: false,
         productType: '',
+        branchType: '',
+        // 银保渠道滚动检测相关
+        isScrollToBottom: false,
+        scrollTimer: null
       }
     },
     components: {
@@ -72,13 +81,22 @@
       [NoticeBar.name]: NoticeBar
     },
     created(){
+      if(window.localStorage.getItem('branchType')) {
+        this.branchType = window.localStorage.getItem('branchType')
+      } else if(this.$route.query.branchType){
+        window.localStorage.setItem('branchType', this.$route.query.branchType)
+        this.branchType = this.$route.query.branchType
+      }
       if(this.$route.query.currentIndex){
         this.Time = true
         this.isPreview = true
       } else if(window.sessionStorage.getItem('signH5Img')){
         this.Time = true
       } else {
-        this.timeOut()
+        // 银保渠道不需要读秒
+        if(this.branchType != '14') {
+          this.timeOut()
+        }
       }
       setTimeout(() => {
         // eslint-disable-next-line no-undef
@@ -113,6 +131,31 @@
 
     },
     methods: {
+      // 处理滚动事件
+      handleScroll(event) {
+        if (this.branchType != '14') return
+        // 防抖处理
+        if (this.scrollTimer) {
+          clearTimeout(this.scrollTimer)
+        }
+        this.scrollTimer = setTimeout(() => {
+          const element = event.target
+          const scrollTop = element.scrollTop
+          const scrollHeight = element.scrollHeight
+          const clientHeight = element.clientHeight
+          // 判断是否滚动到底部
+          if (scrollTop + clientHeight >= scrollHeight - 5) {
+            this.isScrollToBottom = true
+            // 滚动到底部后，自动设置阅读完成状态
+            if (!this.isOver) {
+              this.isOver = true
+              this.Time = true
+            }
+          } else {
+            this.isScrollToBottom = false
+          }
+        }, 100)
+      },
       getOrderDetail(){
         if(this.$route.query.currentIndex) {
           this.current = Number(this.$route.query.currentIndex)
@@ -144,15 +187,37 @@
       // 点击阅读时
       click() {
         let that = this
-        if (that.isOver == false) {
-          Dialog.confirm({
-            title: '提示',
-            message: '该内容涉及您的重大权益，请您仔细阅读',
-            showCancelButton: false
-          }).then(() => {
-            that.radio = ''
-          })
+        // 银保渠道
+        if (this.branchType == '14') {
+          if (!this.isScrollToBottom) {
+            Dialog.confirm({
+              title: '提示',
+              message: '请下滑至底部完成阅读',
+              showCancelButton: false
+            }).then(() => {
+              that.radio = ''
+            })
+            return
+          }
         } else {
+          // 普通渠道的原有逻辑
+          if (that.isOver == false) {
+            Dialog.confirm({
+              title: '提示',
+              message: '该内容涉及您的重大权益，请您仔细阅读',
+              showCancelButton: false
+            }).then(() => {
+              that.radio = ''
+            })
+          } else {
+            if(this.fileList[this.current - 1].documentCode == '2'){
+              that.chaoluButtonDisabled = false
+            }
+          }
+        }
+        
+        // 银保渠道滚动到底部后的处理
+        if (this.branchType == '14' && this.isScrollToBottom) {
           if(this.fileList[this.current - 1].documentCode == '2'){
             that.chaoluButtonDisabled = false
           }
@@ -257,19 +322,42 @@
       },
       changeFile(readStatus){
         this.documentName = this.fileList[this.current - 1].documentName
-        if(readStatus){
-          this.radio = '1'
-          this.isOver = true
-          this.Time = true
-        } else if(window.sessionStorage.getItem('signH5Img')) {
-          this.radio = '1'
-          this.isOver = true
-          this.chaoluButtonDisabled = false
+        // 银保渠道
+        if (this.branchType == '14') {
+          this.isScrollToBottom = false
+          if(readStatus){
+            this.radio = '1'
+            this.isOver = true
+            this.Time = true
+            this.isScrollToBottom = true
+          } else if(window.sessionStorage.getItem('signH5Img')) {
+            this.radio = '1'
+            this.isOver = true
+            this.chaoluButtonDisabled = false
+            this.isScrollToBottom = true
+          } else {
+            this.radio = ''
+            this.isOver = false
+            this.Time = true
+            this.isScrollToBottom = false
+          }
         } else {
-          this.radio = ''
-          this.isOver = false
-          this.timeOut()
+          // 其他渠道
+          if(readStatus){
+            this.radio = '1'
+            this.isOver = true
+            this.Time = true
+          } else if(window.sessionStorage.getItem('signH5Img')) {
+            this.radio = '1'
+            this.isOver = true
+            this.chaoluButtonDisabled = false
+          } else {
+            this.radio = ''
+            this.isOver = false
+            this.timeOut()
+          }
         }
+        
         let thispdfurl = ''
         if(this.fileList[this.current - 1].originalUrl && (this.fileList[this.current - 1].originalUrl.indexOf('https://') != -1 || this.fileList[this.current - 1].originalUrl.indexOf('http://') != -1)) {
           thispdfurl = this.fileList[this.current - 1].originalUrl
@@ -361,8 +449,8 @@
     },
     computed: {
       listenChange() {
-        const { isOver, radio } = this
-        return { isOver, radio }
+        const { isOver, radio, isScrollToBottom } = this
+        return { isOver, radio, isScrollToBottom }
       }
     },
     beforeRouteLeave(to, from, next) {
@@ -372,15 +460,29 @@
         window.sessionStorage.removeItem('signH5Val')
         window.sessionStorage.removeItem('signInfo')
       }
+      // 清理定时器
+      if (this.scrollTimer) {
+        clearTimeout(this.scrollTimer)
+      }
       next()
     },
     watch: {
       listenChange(val) {
         let that = this
-        if (val.isOver == true && val.radio != '') {
-          that.isDisabledComplite = false
+        // 银保渠道
+        if (this.branchType == '14') {
+          if (val.isScrollToBottom == true && val.radio != '') {
+            that.isDisabledComplite = false
+          } else {
+            that.isDisabledComplite = true
+          }
         } else {
-          that.isDisabledComplite = true
+          // 其他渠道
+          if (val.isOver == true && val.radio != '') {
+            that.isDisabledComplite = false
+          } else {
+            that.isDisabledComplite = true
+          }
         }
       }
     }
@@ -422,4 +524,90 @@
       padding: 10px 20px;
     }
   }
-</style>
+  
+  /* 银保渠道右侧标注样式 - 统一红色主题 */
+  .scroll-tip {
+    position: fixed;
+    right: 15px;
+    top: 50%;
+    transform: translateY(-50%);
+    // background: linear-gradient(135deg, #E9332E 0%, #ff4757 100%);
+    color: white;
+    padding: 10px;
+    border-radius: 12px;
+    font-size: 13px;
+    font-weight: 500;
+    z-index: 1000;
+    width: 20px;
+    text-align: center;
+    line-height: 1.3;
+    background-color: #fffbe8;
+    // box-shadow: 0 4px 20px #f4da58;
+    // border: 1px solid rgba(255, 255, 255, 0.2);
+    backdrop-filter: blur(10px);
+    // animation: slideInRight 0.5s ease-out, pulse 2s ease-in-out infinite 0.5s;
+    cursor: pointer;
+    transition: all 0.3s ease;
+    color: #ed6a0c;
+    
+    /* 添加向下箭头图标 */
+    &::after {
+      content: '↓';
+      display: block;
+      font-size: 16px;
+      margin-top: 4px;
+      animation: bounce 1.5s ease-in-out infinite;
+    }
+    
+    &:hover {
+      transform: translateY(-50%) scale(1.05);
+      // box-shadow: 0 6px 25px rgba(233, 51, 46, 0.6);
+    }
+  }
+  
+  /* 滑入动画 */
+  @keyframes slideInRight {
+    0% {
+      opacity: 0;
+      transform: translateY(-50%) translateX(100px);
+    }
+    100% {
+      opacity: 1;
+      transform: translateY(-50%) translateX(0);
+    }
+  }
+  
+  /* 脉冲动画 - 红色主题 */
+  @keyframes pulse {
+    // 0%, 100% {
+    //   box-shadow: 0 4px 20px rgba(233, 51, 46, 0.4);
+    // }
+    // 50% {
+    //   box-shadow: 0 6px 25px rgba(233, 51, 46, 0.7);
+    // }
+  }
+  
+  /* 箭头弹跳动画 */
+  @keyframes bounce {
+    0%, 20%, 50%, 80%, 100% {
+      transform: translateY(0);
+    }
+    40% {
+      transform: translateY(-3px);
+    }
+    60% {
+      transform: translateY(-2px);
+    }
+  }
+  
+  /* 银保渠道禁用状态的样式 */
+  /deep/ .van-radio--disabled {
+    .van-radio__icon {
+      background-color: #f2f3f5;
+      border-color: #dcdee0;
+    }
+    .van-radio__label {
+      color: #c8c9cc;
+    }
+  }
+</style>
\ No newline at end of file